EUROCERTIFHome › Methodology
Certification methodology
Each certificate is read in two parts — a letter for financial reliability, an index for project capacity — calculated from official public data cross-checked with the documents provided.
The two axes of the label
Letter axis — financial reliability
The letter rates the company’s financial strength, from A+ to C. It results from a 100-point assessment based on five criteria: solvency, profitability, liquidity, seniority and regularity of accounts. Below the C threshold, the company is not certified.
A+
A
B+
B
C+
C
Index axis — project capacity
The index measures the volume of work a company can safely take on. It is obtained in two equivalent ways: through projects already completed at that value, or through the financial capacity to fund them.
| Index | Project capacity |
|---|---|
| 10 | > 10 000 € |
| 25 | > 25 000 € |
| 50 | > 50 000 € |
| 100 | > 100 000 € |
| 250 | > 250 000 € |
| 500 | > 500 000 € |
| 1000 | > 1 000 000 € |
The scoring grid
Score out of 100 points, spread across five financial criteria.
From score to letter
The mandatory requirements
Without these conditions, no certification is issued, regardless of the score.
CBE registration
Valid registration with the Crossroads Bank for Enterprises.
Valid insurance
Valid professional insurance certificate.
No debt to the State
No NSSO, VAT or withholding-tax debt to the State.